Starting a home business is exciting. It’s a great way to make extra money or serve as your full-time job, but either way, you are the boss and in control of the project. Whether the company is just you and your dog, or you have employees, purchasing home-based business insurance is a great way to protect your investment and your future.
When starting a home-based business, many people mistakenly believe that their home insurance will automatically cover their business assets, but this isn’t always the case. In addition, there are many aspects of your business, such as intellectual property, that is not covered by traditional homeowners insurance.
Home-based business insurance has a property protection component which includes physical assets, such as computers, equipment, furniture, copier, etc. Liability insurance is also important, but what you need will depend on the type of business you operate.
In addition to property and liability insurance, there are other types of insurance that you might want or even need to carry.
Depending on your business, you may also want commercial auto insurance, franchise insurance, and more.
Business insurance will protect your home-based company’s physical and intellectual assets and shield it from liability costs in the event of a lawsuit. In addition to those benefits, having business insurance:
As a home-based business owner, purchasing business insurance is an investment in your future and serves multiple purposes. There are many options in the types and levels of coverage. Rather than struggling to determine what is best for your business, let the experts at Alliance help you sort this out. We represent the best insurance companies in the state and can help you select the best choice for your needs or give you comparisons to consider.
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Alliance Insurance saved me over $500 a year on my auto insurance. Plus they were able to get me affordable home insurance and flood insurance to cover all my needs. Thanks to Pearce and all the crew at Alliance Insurance.”David L. – St Augustine
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My Agent at Alliance Insurance shopped all the Auto and Home Insurance companies to see who gave me the best rate and plan. Alliance’s agents are knowledgeable and very polite. I will put all my insurance’s with Alliance. Thanks for the savings!”John H. – Jacksonville
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