Hurricanes, wildfires, and flooding are just some of the many types of disasters that can strike with little warning. While you can’t predict a disaster, you can prepare for it to the best of your ability.
Preparing for a disaster not only increases your chances of surviving one, it makes the aftermath a bit easier to cope with as well. Be sure to gather the following supplies and place them in a location where you can grab them quickly in case of evacuation:
Don’t forget to put your disaster plan in writing and to name at least one person as an emergency contact. Make sure this person know that you want to include him or her as contact person before doing so.
In addition to gathering the above supplies, make a list of your most valuable possessions and include the date of purchase, how much you paid, and a serial number if applicable. Be sure to attach receipts or value assessments to this list to provide to your insurance company if you need to make a claim later. Additionally, make a copy of important medical, legal, and financial documents. These could include any of the following:
It’s a good idea to make sure you have a minimum of $1,000 available credit to draw on in case of disaster. If you have advanced warning of the disaster, go to the bank and withdraw only the amount of cash you think you might need to last a few days. Keep in mind that your bank might close for several days following a widespread disaster in the area.
You will be frazzled after a disaster and may not remember how to contact your insurance company to initiate a claim. Be sure to write down the name of your agent, the company, your policy number, and the phone number and keep it in your wallet for easy access. Your agent will walk you though each step of filing a homeowner’s insurance claim.
“I am happy in today’s world to be able to compliment someone, not everyone enjoys doing what they do as Lisa did. I am on disability, was in the insurance field years ago in the 70’s and then went into the medical field and finished as a clinical supervisor. I know what I expected of my staff and Lisa exceeded all expectations. We just found your site the other night but I can assure you as our needs come up for different things we WILL be calling ALLIANCE.”D. Clair – Florida
“Felicia was a wonderful agent and helpful at every time. I would highly recommend getting your insurance needs met here.”S. Miller – Jacksonville, FL
You were willing to take this bull by the horns and run with it when no one else was interested. You have no idea how HAPPY I am right now. I have been fighting this battle for over a month and you came through. You diffidently will be my first contact for any future insurance needs and I WILL refer my friends to you.”Dennis A. – Tampa
Alliance Insurance saved me hundreds on my Workers Comp, General Liability, Group Health and Commercial Auto and Insurance needs. Thanks Alliance. I will be recommending you to all my friends.Tory H. – Orlando
My Agent at Alliance Insurance shopped all the Auto and Home Insurance companies to see who gave me the best rate and plan. Alliance’s agents are knowledgeable and very polite. I will put all my insurance’s with Alliance. Thanks for the savings!”John H. – Jacksonville
Alliance Insurance is the place to shop for all your insurance needs. I packaged my home and auto together and saved over $300 a year. My agent shopped around and got me the best rate. I would recommend everyone to use Alliance Insurance for finding the best insurance rates.Mary S. – Tampa, FL
I just saved over $400 on my Homeowners Insurance Florida with Alliance Insurance. My agent was very helpful, got me discounts I did not even know about and shopped all the carriers to make sure I was getting the best deal. Thanks Alliance! I will recommend you to everyone.Joan P. – Orlando, FL
You all have access to the most companies and got us the best price on our coverage.Jay Johnston, Jacksonville, Fl