Generally, people are encouraged to review their home and auto insurance policies to compare rates on an annual basis, but often life insurance is left out of this conversation. One reason why it is ignored is that almost 40% of American’s don’t have life insurance. Another reason is that it can be a hassle to apply for insurance, with several health questions to answer and sometimes a minor physical. While it is great to protect your family by having life insurance, you should be comparing rates on a regular basis to assure that you are not paying too much and that you are buying what you need.
As with other major polices, reviewing your coverage and options on an annual basis is a smart habit to develop. In addition, there are other times in your life when you should consider if your coverage still accurately reflects your needs and use this as an opportunity to also compare rates. These situations are:
Letting your life insurance sit in a file cabinet is probably costing more than it should for the coverage you need, so it’s worth the time to shop around.
Life insurance can be complicated and involves more than simply comparing costs. In addition to cost and payout amounts you should compare policies on additional factors, including:
Conducting this comparison between several different policies can be overwhelming but the good news is that you don’t have to do this alone. Working with a reliable, independent insurance broker that represents a variety of high-quality providers makes it easy to obtain and compare multiple quotes. At Alliance, we have offered these services for over 30 years and know how to find the best options for our customers. In addition, our skilled agents are available to answer questions and help you compare policies.
With Alliance, you don’t have to struggle with finding and comparing policies. Simply request a free quote or call one of our expert agents at (866) 771-4715.
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Alliance Insurance saved me hundreds on my Workers Comp, General Liability, Group Health and Commercial Auto and Insurance needs. Thanks Alliance. I will be recommending you to all my friends.Tory H. – Orlando
My Agent at Alliance Insurance shopped all the Auto and Home Insurance companies to see who gave me the best rate and plan. Alliance’s agents are knowledgeable and very polite. I will put all my insurance’s with Alliance. Thanks for the savings!”John H. – Jacksonville
Alliance Insurance is the place to shop for all your insurance needs. I packaged my home and auto together and saved over $300 a year. My agent shopped around and got me the best rate. I would recommend everyone to use Alliance Insurance for finding the best insurance rates.Mary S. – Tampa, FL
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