Owning a home is considered a measure that someone has achieved “the American Dream.” Throughout the country, the number of first time home buyers is on the rise, which indicates that this dream is still going strong. The overall housing market is experiencing a slowdown, with current homeowners choosing to stay in their houses longer, but the first time homebuyer market is growing, especially in states such as Florida.
Florida currently leads the nation in growth of first-time homebuyer rates. This growth is at least partially attributed to the state’s first-time homebuyer programs, which can provide fixed, low rate mortgage loans and up to $14,999 to assist with the down payment and closing costs. With this type of assistance available, it makes sense to think about buying a home.
There are many reasons why someone would choose to purchase a home rather than continue to lease an apartment or house. Some of the key reasons are:
Renting is a practical choice if you don’t know where you plan to live on a permanent basis or if you travel often for work. Other than these exceptions, purchasing a home will bring better short and long term rewards over renting.
There are several benefits available for Florida first time home buyers. A first-time buyer is typically defined as someone who hasn’t owned a home in the past three years. There are a variety of Florida and federal programs that support and encourage first-time buyers to finally own their own home. Each has its own benefits, restrictions, and requirements but it is worth the effort to conduct this research and decide what is best for you. This assistance comes in many forms, including but not limited to:
First time home buyers are on the rise in Florida and with all of the available programs, many are receiving great financial benefits before they even make their first mortgage payment.
Protect your newly purchased home with the right insurance coverage. At Alliance, we represent the best home insurance companies in this state. This allows us to find you the lowest cost home insurance with the coverage you need. Simply contact us to get a free quote and we can also provide you with side-by-side policy comparisons to help you choose. Still confused? Call us at 866-771-4715 to speak with one of our qualified agents who can answer your questions and guide you through the selection and application process. We’re here to help, so contact us today.
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