Owning a home is considered a measure that someone has achieved “the American Dream.” Throughout the country, the number of first time home buyers is on the rise, which indicates that this dream is still going strong. The overall housing market is experiencing a slowdown, with current homeowners choosing to stay in their houses longer, but the first time home buyer market is growing, especially in states such as Florida.
Florida currently leads the nation in growth of first-time homebuyer rates. This growth is at least partially attributed to the state’s first-time homebuyer programs, which can provide fixed, low rate mortgage loans and up to $14,999 to assist with the down payment and closing costs. With this type of assistance available, it makes sense to think about buying a home.
There are many reasons why someone would choose to purchase a home rather than continue to lease an apartment or house. Some of the key reasons are:
Renting is a practical choice if you don’t know where you plan to live on a permanent basis or if you travel often for work. Other than these exceptions, purchasing a home will bring better short and long term rewards over renting.
There are several benefits available for Florida first time home buyers. A first-time buyer is typically defined as someone who hasn’t owned a home in the past three years. There are a variety of Florida and federal programs that support and encourage first-time buyers to finally own their own home. Each has its own benefits, restrictions, and requirements but it is worth the effort to conduct this research and decide what is best for you. This assistance comes in many forms, including but not limited to:
First time home buyers are on the rise in Florida and with all of the available programs, many are receiving great financial benefits before they even make their first mortgage payment.
Protect your newly purchased home with the right insurance coverage. At Alliance, we represent the best home insurance companies in this state. This allows us to find you the lowest cost home insurance with the coverage you need. Simply contact us to get a free quote and we can also provide you with side-by-side policy comparisons to help you choose.
“I am happy in today’s world to be able to compliment someone, not everyone enjoys doing what they do as Lisa did. I am on disability, was in the insurance field years ago in the 70’s and then went into the medical field and finished as a clinical supervisor. I know what I expected of my staff and Lisa exceeded all expectations. We just found your site the other night but I can assure you as our needs come up for different things we WILL be calling ALLIANCE.”D. Clair – Florida
“Felicia was a wonderful agent and helpful at every time. I would highly recommend getting your insurance needs met here.”S. Miller – Jacksonville, FL
You were willing to take this bull by the horns and run with it when no one else was interested. You have no idea how HAPPY I am right now. I have been fighting this battle for over a month and you came through. You diffidently will be my first contact for any future insurance needs and I WILL refer my friends to you.”Dennis A. – Tampa
Alliance Insurance saved me over $500 a year on my auto insurance. Plus they were able to get me affordable home insurance and flood insurance to cover all my needs. Thanks to Pearce and all the crew at Alliance Insurance.”David L. – St Augustine
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My Agent at Alliance Insurance shopped all the Auto and Home Insurance companies to see who gave me the best rate and plan. Alliance’s agents are knowledgeable and very polite. I will put all my insurance’s with Alliance. Thanks for the savings!”John H. – Jacksonville
Alliance Insurance is the place to shop for all your insurance needs. I packaged my home and auto together and saved over $300 a year. My agent shopped around and got me the best rate. I would recommend everyone to use Alliance Insurance for finding the best insurance rates.Mary S. – Tampa, FL
I just saved over $400 on my Homeowners Insurance Florida with Alliance Insurance. My agent was very helpful, got me discounts I did not even know about and shopped all the carriers to make sure I was getting the best deal. Thanks Alliance! I will recommend you to everyone.Joan P. – Orlando, FL
You all have access to the most companies and got us the best price on our coverage.Jay Johnston, Jacksonville, Fl