September 23, 2010 – another important date for Health Care Reform. Health Care Reform is the newest media buzz, but it is still such a mystery for so many people. It is hard to understand what changes take place and when. And, it doesn’t help that there are so many misconceptions floating around. So, let me explain the changes being made by Health Care Reform as of September 23, 2010.
Changes Already In Place
- $250 Medicare Drug Cost Rebate
In June, 2010, checks started being mailed out to an estimated 4 million senior citizens that have reached the “donut hole”. The “donut hole” is the gap in Medicare prescription drug coverage many seniors face when they hit a certain age. Checks will continue to be mailed out monthly throughout 2010 as seniors hit the coverage gap.
- Cracking Down on Health Care Fraud
Just during fiscal year 2009, $2.5 billion has been returned to the Medicare Trust Fund as a result of efforts to fight fraud. The Affordable Care Act invests new resources and requires new screening procedures for health care providers to boost these fraud-fighting efforts and reduce fraud and waste in Medicare, Medicaid and CHIP.
As you can see, we have already had several important aspects of the Health Care Reform put in place. Some of these provisions are phase 1 of a program that spans over 4 years to complete.
The most important thing to remember is that currently, there is not a guaranteed issue plan or an Exchange in which you can purchase affordable insurance. Those changes don’t come into effect until 2014. Try to find a health care plan that you can afford. To get several quotes where you can compare plans and prices for one that fits your needs and budget, contact an insurance agency that handles multiple insurance carriers. Alliance Insurance is a large insurance agency with a small town feel. With 5+ of the top carriers to choose from, they can help you get health insurance quotes that reflect prices you can afford with many plan options, while maintaining a friendly, personal service. Just fill out the quick form and get a response within minutes.
In Part 2 of this article series, I will explain the Health Care Reform changes that start on September 23, 2010.
About the Author:
Susan McCool is the Marketing Director for Alliance Insurance, a large insurance agency with a small town feel. Susan and the entire Alliance Insurance team are dedicated to bringing you the information you need about insurance to make informed decisions as a consumer. For up-to-date information on the Health Care Reform and health insurance tips, follow us on Facebook and Twitter!
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