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If you are a new or start‐up business, or are a current business owner who is expanding to include employees, it is important to know that state law requires you to have workers compensation insurance coverage. Whether you currently have workers comp and want a quote or you are a new business we are here to help you. Through our partners we can offer you quality workers comp insurance and outstanding customer service for you and your business.

Protect the well-being of your workers and the your business with affordable workers compensation insurance. Please provide us with the following information for a quote on workers comp coverage and one of our agents will be with you shortly.

Workers Comp

Workers Comp

More Workers Comp Information

Workers Comp FAQ

If you are a new or start‐up business, or are a current business owner who is expanding to include employees, it is important to know that state law requires you to have workers compensation insurance coverage. Whether you currently have workers comp and want a quote or you are a new business we are here to help you. Through our partners we can offer you quality workers comp insurance and outstanding customer service for you and your business.

Protect the well-being of your workers and the your business with affordable workers compensation insurance. Please provide us with the following information for a quote on workers comp coverage and one of our agents will be with you shortly.

  • Contact Information

  • - -
  • Your federal id number

  • / / Pick a date.

Benefits of Carrying Workers Comp Quote Florida

No matter how much you comply with the safety standards and no matter how safe your company’s workplace is considered, still nobody can stop accidents from occurring. A company needs to face many consequences once an employee gets hurt or injured in the workplace. But with workers compensation, a company can sigh with relief, knowing that the employees are covered with safety and protection. Since this coverage is needed by almost every business, there are also advantages that wait, especially in protecting your workers during an untoward incident. Here are the top reasons why every business should make the most of workers comp quote Florida.

Boosts the Employee’s Confidence in Working with the Company

Nothing beats a company with employees that have high confidence in working with them. This is why companies should tap the advantages provided by a worker’s compensation quote. Employees with strong confidence in their workplace means productivity at its best.

Protection and Security for Workers

Another benefit of getting workers comp quotes Florida is to protect the workers. Accidents occur every now and again, which surely weighs heavily on those working for the company. With policies to protect and secure them, you can boost their productive with the peace of mind because they have the protection should they sustain work related injuries.

Protecting Your Business

One injury has been treated and the employee hospitalized, next comes the issue of who will shoulder the cost of the expenses. Medical costs are usually high as well as paying the employee while on recovery. A company no longer has to worry about this when they have employee’s compensation benefits. When you carry this protection, you give yourself the ease of getting the expenses shouldered by the insurance. Thus, you avoid the obligation of paying from your pocket and instead, you get to focus your attention on keeping your company productive.

Securing Your Business

The final reason why you need to get worker’s compensation quote is because it will protect you in case lawsuits are filed. Work compensation-related lawsuits are prevalent these days but through insurance coverage, you do not only aid your worker during an accident but you also insulate your business in the event lawsuits.
Indeed, advantages abound when you make the most of what workers comp quotes Florida have to offer. This will not only protect your employees, this will also protect your business.

Questions?We can help you! Call us at (866) 771 4715 or click contact us to the right.

Recent News

Jan 1, 2012

Workers Comp Quotes Jacksonville – Providing You Utmost Level of Security!

Workers Comp Quotes Jacksonville

It does not matter how safe your workplace is you still need to search for a credible workers comp quotes Jacksonville Company in order for the better safety of those people that are working for you. It is very common for every business to get involved with accidents and complications anytime. Accidents in work place can happen every now and then, so it is always wise to have protection under your belt before happen anything silly. In this regard, workers comp quotes Jacksonville is providing you utmost level of security. The moment you opt for their service you are all set ready to offer a peerless sense of security to your employees.  You can have sigh of relief when any of your worker get injured due to some accidents at the work place. However, you should opt for the right company to obtain the tight level of coverage. So, get it now!

 

First, by giving the employees the choice being compensated in case, there is the accident, you not just help those who work out for you, however business as well. In case, somebody is injured on job, doesn’t this make sense to give them the remuneration so family doesn’t get hungry? It is simple to have the claim accepted by insurance company than to face the difficult court battles & make the enemy of previously employee. The hard working employees also deserve the amount of the safety in the work. So, by having the insurance options given for them, then they will not just continue work very hard for you while they are well, and they are grateful for coverage that they received while they required it and return to the work for you after the illness has actually passed and they have recovered from the injury.

Plus, while workers comp quotes Jacksonville health insurance is been offered by the business, the workers have the incentive to apply on job there. The employees would like to work for the employer who is very keen to take proper care of them while uncontrollable things take place. In case, you start the business, which will want you hire the employees then you will be required to carry the workers comp quotes Jacksonville insurance. The workers compensation is the insurance that gives the coverage for the employees’ lost wages as well as medical bills in an event they get any hurt on job. In the return for compensation, employee waives right to sue employer for the negligence. To know that as the employer you need to carry the worker’s insurance is a thing however finding the competent worker’s insurance agent is one more story. The article cover steps for helping you to find the right insurance agent. First step that you need to take is going to workers compensation web site and where you can find the information on the state requirements as well as list of the agents.

Jun 6, 2008

Workers Comp FAQ

Who needs Workers’ Compensation coverage?

  • If you are in an industry, other than construction, and have four (4) or more employees, full-time or part-time, you are required to carry workers’ compensation coverage (an exempted corporate officer does not count as an employee).
  • If you are in the construction industry, and have one (1) or more employees (including yourself), you are required to carry workers’ compensation coverage (an exempted corporate officer or member of a limited liability company does not count as an employee).
  • If you are a state or local government, you are required to carry workers’ compensation coverage.
  • If you are a farmer, and have more than five (5) regular employees and/or twelve (12) or more other workers for seasonal agricultural labor lasting thirty (30) days or more, you are required to carry workers’ compensation coverage.

Does the injured worker pay any part of my workers’ compensation insurance premium?
The law is very specific on this point. It is the employer’s responsibility to pay the entire premium for workers’ compensation insurance coverage.

What kinds of employee injuries are covered?
The law covers all accidental injuries and occupational diseases arising out of and in the course and scope of employment. This includes diseases or infections resulting from such injuries. The law also covers death resulting from such injuries within specified periods of time. Even if you do not think an injury is covered, you must still file the First Report of Injury or Illness (DWC-1) with your insurance carrier for determination of responsibility within 7 days of your first knowledge of the accident/injury.

What injuries are not covered?
The law does not provide compensation for the following conditions:

  • a mental or nervous injury due to stress, fright, or excitement;
  • a work related condition that causes an employee to have fear or dislike for another individual because of the individual’s race, color, religion, sex, national origin, age, or handicap;
  • “pain and suffering” has never been compensable in Florida, nor is it compensable in any other state. The employer may not sue an injured worker for causing a catastrophe nor can the injured worker sue the employer for their injury. This trade-off makes it possible for injured workers to receive immediate medical care, at no cost to the injured worker, without any consideration for who was at fault, the employer or the employee. In civil law, negligence must be established through litigation before any compensation is awarded.


Is compensation payable if an employee refuses to use a safety appliance like a hard hat, safety goggles or observe a safety rule?

Compensation will still be paid, but indemnity benefits (partial wage replacement) may be reduced by 25 percent if the employee knew about the safety rule prior to the accident and failed to observe the rule, or if the employee knowingly chooses not to use a safety appliance which the employer has directed him to use.

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