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Please fill out the form below for us to quote you and your company out for commercial auto insurance. We deal with many top carriers and will get you the best company and price.

Online Commercial Auto Insurance Request

Online Commercial Auto Insurance Request

Please fill out the form below for us to quote you and your company out for commercial auto insurance. We deal with many top carriers and will get you the best company and price.

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Commercial Auto Insurance FloridaChoose These Services for Offering Maximum Protection to Your Vehicles!

Florida insurance services also provide commercial auto insurance Florida.  This insurance provides the customers a chance to get rid of liabilities happened due to assets damage or from physical injury. It’s a natural thing that you can’t avoid the accident happened from your vehicles. But it is fully possible from your side to have at most protection by choosing a good insurance policy. It is very essential to have an insurance policy like this as it covers both of the vehicles as well as the drivers. This insurance covers large variety of vehicles insurances like fleet insurance, insurance on cars those are used for commercial purpose and lot more. The commercial auto insurance is been used for the cars used for the business purposes. To get the commercial car insurance leads you have got to have good postcard and letter. Make this focused on them, then demonstrate how much you will save them. Show the proof with the stats & testimonials. To get many insurance leads is simple in case, you know direct marketing insurance methods we share.

Well, following are certain grounds when you may require commercial auto insurance Florida:

  • If you have appointed a driver for your commercial vehicle, then at that time it is very important to have this type of insurance.
  • If your liability is higher, then these insurances can help you to a great extent.
  • It is also helpful, if you are doing a transportation business.

But you should always keep in mind about certain things while you are planning for these types of insurances. You should clearly understand why you have chosen this policy whether for a commercial vehicle or for a personal one. It is only the knowledge which will help you to choose the right policy for your vehicle. And in result if you will select commercial auto insurance Florida, then it will protect you as well as your business from unexpected damages. So go for it now! There are a lot of different factors that decide rates you will have to pay, it also depends on risk factor, and how likely is the car to be stolen & getting into the accident. More miles it travels greater will be the risk of accident or else natural disaster to take place, there are a few kinds of trucks, which are frequently stone, and those cost more you can insure. In case, you or your drivers are in 25years old your rates are much higher than in case, driver is the older person. Finally, you have to compare the car insurance quotes from the various companies prior to making the decision. It is simple to compare the quotes on internet, you only need to give the car details. Mail them the personal, written letter as well as encourage them for calling you. The letter requires having the good headline, the personal voice (do not write like machine or attorney).

Questions?We can help you! Call us at (866) 771 4715 or click contact us to the right.

Recent News

Alliance and Associates “As Seen On Channel 4” Jul 7, 2013

Alliance and Associates “As Seen On Channel 4”

Check us out as a featured sponsor on Channel 4 in Jacksonville for the July 4th Fireworks and their new mobile app.

Florida May Scrap No-Fault Auto Insurance Law Jun 6, 2013

Florida May Scrap No-Fault Auto Insurance Law

Frustrated by a recent court decision temporarily blocking part of Florida’s no-fault auto insurance law reformed last year, state lawmakers are considering scrapping the entire law. Current proposals would reinstate to a tort system and mandate that all drivers purchase bodily injury coverage.

Florida Second Judicial Circuit Court Judge Terry Lewis recently issued a temporary injunction against parts of last year’s personal injury protection (PIP) reforms that limit medical benefits for non-emergency injuries and exclude acupuncturists and massage therapists from treating accident victims.

“If you have been here very long at all we have dealt with this issue every four or five yearswith the view that next time there ain’t going to be any next time,” said Simmons, adding that last year’s reforms were “as good a solution as possible for a system that is bleeding profusely.”Interstate Highway Bridge

Simmons is proposing that the current no-fault law that calls for drivers to carry $10,000 in PIP coverage be replaced by one that calls for drivers to have $10,000 in property damage and $25,000 in bodily injury coverage per person for a total of $50,000 per occurrence.

Insurance representatives offered tentative support but expressed concerns over pricing and the possible consequences of moving to a tort system.

Michael Carlson, executive director of the Personal Injury Federation of Florida that represents State Farm, Allstate and Progressive, said he still supports last year’s reform effort. However, he said, given the legal challenges and other obstacles to reducing costs it may be time to scrap the PIP system.

“After decades of trying to reform PIP, to drive out the fraud and hold down costs, we may have hit a point of impasse,” said Carlson.

Carlson did suggest to lawmakers that if they press forward with mandatory bodily injury coverage they should allow drivers to purchase a lower level of coverage such as $10,000 per person and $20,000 per occurrence. He said that would allow more flexibility in pricing.

“Let the marketplace speak and let consumers make decisions so we can know what the pricing point should be,” said Carlson.

Medical providers, however, cautioned lawmakers that if they abandon PIP they should require some medical payment coverage to offset the costs of serious injuries.

Florida Hospital Association representative Bill Bell said that 418,000 accident victims are treated in emergency rooms each year and of those 30 percent to 40 percent only have PIP coverage. He said moving to a no-fault system could seriously strain hospitals’ resources since they may have to wait months to be paid.

“If the at-fault driver is not covered there are delays in payment from when doctors treat injuries to when there might be a settlement,” said Bell.

Insurance representatives also said that the repeal of PIP should be accompanied by changes in the state’s bad faith law. Under current law, if an individual disputes a claim, an insurer has 60 days to either pay the claim, resolve the dispute or be open to a bad faith claim. At a minimum, insurers said the same law should be applied to third-party claims.

Florida Association of Justice General Counsel Paul Jess, representing trial lawyers, disputed the argument. He said moving to a tort system does not necessarily mean there will be a flood of bad faith claims.

“We don’t think there is a problem under the current law that needs to be fixed and we don’t think a switch to bodily injury would cause a problem to be fixed,” said Jess.

Despite the concerns over the PIP law, statistics gathered by the Office of Insurance Regulation show that last year’s reforms have indeed lowered PIP rates since they took effect in July 2012.

Looking at the top 25 personal injury auto insurers that represent 80 percent of the market, 10 insurers that represent 42 percent of the market have decreased their PIP rates by at least 10 percent. Another four insurers decreased their rates by less than 10 percent while 7 percent filed for increases.

With the exception of State Farm Mutual — which lowered its PIP rate indication from plus 22 percent to plus 7.9 percent — the other largest insurers in the state filed for decreases in PIP rates. Geico General Insurance Co., Geico Indemnity Co., Progressive American Insurance Co., and Progressive Select Insurance Co., all filed for a 10 percent decrease in their PIP rates.

OIR Director of Property and Casualty Product Review Sandra Starnes said that it is difficult to estimate the impact of eliminating PIP because drivers purchase various amounts of coverage. She added, however, that most drivers already carry bodily injury coverage.

“It appears 90 percent of policies in Florida have bodily injury on them,” said Starnes.

Starnes told lawmakers that based on an analysis of three large non-standard insurers and two standard insurers, if the mandatory bodily limits were set at $10,000 per person and $20,000 per occurrence, non-standard insurers would see rate decreases throughout the state. Standard insurers would only see rate decreases in areas where PIP fraud is prevalent.

If those limits were increased to $25,000 per person and $50,000 per occurrence both the standard and non-standard insurers would only see rate decreases in central Miami, Starnes said.

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